Free will-or-trust check
Find out whether a will is enough.
A short, honest set of questions. We recommend a simple will when that is enough, suggest comparing a trust only when there is a real reason, and point you to an attorney when an online form usually is not enough.
The check
Answer a few questions. Get a calm recommendation.
Take it at your own pace. You can go back. This is not a test, and there is no countdown.
How it works
Three possible outcomes, and a clear reason for each.
A simple will is enough
Many people with a straightforward family and property in one state are well served by a will. Owning a home, or having children, does not automatically change that.
Consider a trust
We suggest comparing a living trust only when there is a concrete reason — such as real estate in more than one state, a wish for privacy, or a blended family. A will still matters in those cases.
Talk to an attorney
Special-needs planning, and larger estates that may raise tax questions, usually belong with a licensed attorney in your state. We will not pretend an online form is enough.
Questions
Plain answers
Is this legal advice?
No. This is general information for people in any U.S. state. It is not a legal opinion, and it does not create an attorney-client relationship. Confirm any plan with a licensed attorney in your state. See the full disclaimer.
Do I need a trust just because I own a home?
No. Many homeowners are well served by a will. Some states also allow tools such as a transfer-on-death deed for a residence. A trust can help some people, especially if they own property in more than one state or want more privacy, but we will not recommend one only because you own a home.
If I have kids, is a will enough?
A will is usually the document that nominates a guardian for minor children. A living trust does not replace that nomination. People sometimes add a trust for other reasons, but having children does not, by itself, mean you need one.
What is the difference between a will and a living trust?
A will says who should inherit property that passes through probate and can nominate a guardian. It generally takes effect at death. A revocable living trust is a document you can fund during your life; assets titled in the trust typically avoid probate and are often administered privately. Many people who use a trust still sign a “pour-over” will for anything left outside the trust. The better fit depends on your family, your property, and your state’s rules.
Do you give state-specific legal rules?
No. We serve all 50 states and the District of Columbia, and we keep legal claims general unless we can cite a source. We will not invent your state’s intestacy shares, probate fees, or court timelines.
Why might I see product links after my result?
If partner programs are approved, we may show links to Trust & Will and Quicken WillMaker. Those may be affiliate links, disclosed on the affiliate disclosure page. Those links are hidden until approval. We still will not push a trust when a will is enough.